
About us
With a dedication to personalised service and expert advice, we are here to guide you every step of the way.
Trusted mortgage brokers operating since 2018
Sirius Financial was founded in 2018 with a clear mission – to deliver tailored mortgage solutions that help clients achieve their financial goals and turn their property dreams into reality. Built on the belief that finance should be transparent, strategic and client-focused, we simplify complex lending structures, explain the numbers in plain English and empower you to make confident, informed decisions at every step.
We help clients across Australia and regularly work with buyers and homeowners in Chatswood, Rhodes and Burwood. With extensive industry experience, we compare options across a broad panel of lenders and keep the process moving – whether you’re buying, refinancing or investing – with support from your first chat through to settlement and beyond.
Sirius Financial 成立於 2018 年,致力於為客戶提供度身訂造的貸款解決方案,協助客戶實現置業計劃及長遠的財務目標。
What We Do|服務範疇
We specialise primarily in residential home loans, while also offering solutions across commercial lending, asset finance and personal lending to support clients at different stages of their financial journey.
我們以住宅按揭貸款為核心業務,同時亦提供商業貸款、設備融資及個人貸款方案,全方位支援客戶於不同人生階段的財務需要。
Why We Exist |成立理念
Sirius Financial was built on the belief that finance should be transparent, strategic and client-focused. We aim to simplify complex lending structures and empower clients to make confident, informed decisions.
Sirius Financial 的成立理念,源於我們對金融專業的堅持——透明、具策略性,並以客戶利益為本。我們致力於簡化複雜的貸款結構,協助客戶作出清晰而有信心的財務決策。
Our team 團隊背景
Our team is made up of young, driven and passionate professionals with strong industry knowledge, and we take pride in being approachable, proactive and committed to helping clients achieve long-term financial success.
我們的團隊由一群年輕而充滿熱誠的專業人士組成,具備紮實的行業知識及實務經驗,重視溝通與主動跟進,致力協助客戶建立穩健而長遠的財務基礎。
Who We Serve|目標客戶
We work closely with clients who are unsure about their borrowing capacity, seeking clarity, structure and better financing options—whether for home loans, investment properties or commercial finance.
我們主要服務對自身借貸能力存有疑問、希望了解更合適融資方案的客戶,涵蓋住宅按揭、投資物業及商業融資等不同需求。
Our Approach|我們的服務理念
At Sirius Financial, our approach is built on clarity, strategy and accountability. We take the time to understand each client’s financial position, objectives and risk profile before structuring solutions that are practical, sustainable and aligned with long-term outcomes.
We believe effective lending is not about maximising borrowing, but about creating the right structure—one that supports flexibility today while protecting clients’ financial stability in the future.
在 Sirius Financial,我們的服務理念建立於「清晰、策略與責任」之上。在制定任何貸款方案前,我們會深入了解客戶的財務狀況、實際目標及風險承受能力,從而設計出既可行、具持續性,並符合長遠規劃的融資方案。
我們相信,優質的貸款建議並非一味追求最高借貸額度,而是在合適的結構下,兼當下靈活性與未來財務穩定,為客戶建立可持續發展的財務基礎。
Ryan Luk
Founder & CEO

Kenneth Li
Executive Coordinator & Credit Adviser
Our services
We offer comprehensive support for all home loan and finance needs, working with borrowers nationwide while maintaining a strong understanding of local property markets such as Chatswood, Rhodes and Burwood. No matter your situation, our experienced team is focused on finding loan options tailored to your financial position and long-term plans.
Common questions and answers
In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.
What does a broker do?
A broker is a finance professional who will work with you one-on-one to discuss your borrowing goals and help you determine how much money you can qualify for. They typically provide a more personalised level of service than you would receive from a lender and also have access to loans from multiple lenders, so they can find the best loan terms for your unique situation.
Do you charge fees for home or investment loans?
There are no extra loan repayments or fees when you take out a loan through a broker. A broker is simply paid commission by the lender for introducing new business, but this doesn’t affect your interest rate or other aspects of the loan agreement.
Is it more expensive to use a broker?
Using a broker is free for you because the lender pays your broker. With access to hundreds of loan products from various lenders, brokers will find the ideal loan for you and your circumstances. In most instances, this is a combination of the lowest available rate at the time and product features that are most convenient for you.
Some brokers charge service fees, which must be disclosed before they provide their services.
How much can I borrow?
While our borrowing calculator can give you a decent idea of how much money you may be able to take out, for a more precise assessment, please get in touch with our team. We can then go through your options with you and chat about your circumstances in further detail.
Should I go for a fixed or variable rate?
Just as the name suggests, variable-rate home loans have interest rates that change over time. They are often more flexible than other types of loans, with features like redraw facility and extra payment options. However, they do not have fixed repayment amounts.
On the other hand, fixed-rate home loans come with predictable monthly repayments – you will know exactly how much you need to pay each month for the entire duration of the loan term. These kinds of loans might not be as flexible in terms of features but offer borrowers peace of mind when budgeting repayments.
In choosing which type of loan is right for you, it’s good to weigh up what’s most important to you – whether that’s flexibility or certainty around your monthly repayments.
Which lenders do you work with?
Because we are connected to a mortgage aggregator, we have the privilege of being able to source loan options from over 40 different lenders. This means that we can help you find multiple suitable options for you and your specific situation.

















